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Eureka Capital
Dennis Richard is a seasoned finance professional with over 15 years of experience in credit funding and financial services. With a deep understanding of credit management and funding solutions, Dennis is dedicated to helping individuals and businesses secure the financing they need to thrive.
Dennis Richard is a seasoned finance professional with over 15 years of experience in credit funding and financial services. With a deep understanding of credit management and funding solutions, Dennis is dedicated to helping individuals and businesses secure the financing they need to thrive.

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Financial Transformation Experts
Creating pathways to financial freedom, Eureka Capital understands the best methods for businesses to access large amounts of low interest rate funding.

Financial Transformation Experts
Dennis Richard works closely with entrepreneurs looking to scale their businesses and expand their real estate portfolios. He constantly is finding new innovative methods to provide reliable funding solutions to help and empower entrepreneur clients to grow and succeed in their chosen fields.

Financial Transformation Experts
Dennis Richard works closely with entrepreneurs looking to scale their businesses and expand their real estate portfolios. He constantly is finding new innovative methods to provide reliable funding solutions to help and empower entrepreneur clients to grow and succeed in their chosen fields.

Financial Transformation Experts
Dennis Richard works closely with entrepreneurs looking to scale their businesses and expand their real estate portfolios. He constantly is finding new innovative methods to provide reliable funding solutions to help and empower entrepreneur clients to grow and succeed in their chosen fields.

Financial Transformation Experts
Dennis Richard works closely with entrepreneurs looking to scale their businesses and expand their real estate portfolios. He constantly is finding new innovative methods to provide reliable funding solutions to help and empower entrepreneur clients to grow and succeed in their chosen fields.
Inclusive Monetary Tactics
Each personal finance scenario is distinct. Our professionals design tailor-made solutions that blend credit enhancement and smart financial planning to yield impactful outcomes.
Professional credit analysis and improvement plans
Professional credit analysis and improvement plans
Strategic debt consolidation approaches
Strategic debt consolidation approaches
Expert guidance at every step
Expert guidance at every step
Various Solutions for all your scenarios
Constructing resilient monetary bases. Eureka Capital offers specialized strategies aimed at complete fiscal wellness. Our all-encompassing method tackles both pressing necessities and enduring objectives.
Credit Optimization Program
Transform your credit profile through our professional enhancement strategies while accessing strategic funding options.
Debt Consolidation Solutions
Convert multiple payments into one manageable solution while building stronger credit through our proven approach.
Business Line of Credit
Enjoy the flexibility of a revolving credit line, where you only pay interest on what you use. Withdraw funds at your convenience to meet business demands as they arise.
0% Business Credit Stacking
Build your business with confidence by leveraging multiple 0% interest accounts. Gain access to readily available credit while enjoying the benefits of zero-interest financing.
SBA Loans
Take advantage of government-backed Small Business Administration loans that offer competitive rates and extended repayment terms. Perfect for business expansion, real estate purchases, or refinancing existing debt.
Bridge Loans
Seamlessly manage financial transitions with short-term bridge loans. Cover immediate costs or investments while awaiting long-term financing or other funding solutions.
Long-Term Business Loans
Secure financial stability with a structured loan that provides lower monthly payments over an extended period, making cash flow management easier for your business.
Short-Term Business Loans
Get fast access to funds for urgent business expenses. This solution ensures quick and convenient financing when time is of the essence.
Credit Optimization Program
Transform your credit profile through our professional enhancement strategies while accessing strategic funding options.
Debt Consolidation Solutions
Convert multiple payments into one manageable solution while building stronger credit through our proven approach.
Business Line of Credit
Enjoy the flexibility of a revolving credit line, where you only pay interest on what you use. Withdraw funds at your convenience to meet business demands as they arise.
0% Business Credit Stacking
Build your business with confidence by leveraging multiple 0% interest accounts. Gain access to readily available credit while enjoying the benefits of zero-interest financing.
SBA Loans
Take advantage of government-backed Small Business Administration loans that offer competitive rates and extended repayment terms. Perfect for business expansion, real estate purchases, or refinancing existing debt.
Bridge Loans
Seamlessly manage financial transitions with short-term bridge loans. Cover immediate costs or investments while awaiting long-term financing or other funding solutions.
Long-Term Business Loans
Secure financial stability with a structured loan that provides lower monthly payments over an extended period, making cash flow management easier for your business.
Short-Term Business Loans
Get fast access to funds for urgent business expenses. This solution ensures quick and convenient financing when time is of the essence.
Credit Optimization Program
Transform your credit profile through our professional enhancement strategies while accessing strategic funding options.
Debt Consolidation Solutions
Convert multiple payments into one manageable solution while building stronger credit through our proven approach.
Business Line of Credit
Enjoy the flexibility of a revolving credit line, where you only pay interest on what you use. Withdraw funds at your convenience to meet business demands as they arise.
0% Business Credit Stacking
Build your business with confidence by leveraging multiple 0% interest accounts. Gain access to readily available credit while enjoying the benefits of zero-interest financing.
SBA Loans
Take advantage of government-backed Small Business Administration loans that offer competitive rates and extended repayment terms. Perfect for business expansion, real estate purchases, or refinancing existing debt.
Bridge Loans
Seamlessly manage financial transitions with short-term bridge loans. Cover immediate costs or investments while awaiting long-term financing or other funding solutions.
Long-Term Business Loans
Secure financial stability with a structured loan that provides lower monthly payments over an extended period, making cash flow management easier for your business.
Short-Term Business Loans
Get fast access to funds for urgent business expenses. This solution ensures quick and convenient financing when time is of the essence.
Credit Optimization Program
Transform your credit profile through our professional enhancement strategies while accessing strategic funding options.
Debt Consolidation Solutions
Convert multiple payments into one manageable solution while building stronger credit through our proven approach.
Business Line of Credit
Enjoy the flexibility of a revolving credit line, where you only pay interest on what you use. Withdraw funds at your convenience to meet business demands as they arise.
0% Business Credit Stacking
Build your business with confidence by leveraging multiple 0% interest accounts. Gain access to readily available credit while enjoying the benefits of zero-interest financing.
SBA Loans
Take advantage of government-backed Small Business Administration loans that offer competitive rates and extended repayment terms. Perfect for business expansion, real estate purchases, or refinancing existing debt.
Bridge Loans
Seamlessly manage financial transitions with short-term bridge loans. Cover immediate costs or investments while awaiting long-term financing or other funding solutions.
Long-Term Business Loans
Secure financial stability with a structured loan that provides lower monthly payments over an extended period, making cash flow management easier for your business.
Short-Term Business Loans
Get fast access to funds for urgent business expenses. This solution ensures quick and convenient financing when time is of the essence.
Hear our clients' responses.
Don't believe us? Listen to our customers' opinions about us and trust their words.
























Dennis Richard is the real deal! I can't thank him enough for helping me acquire $100,000 at Chase. The whole process was a 5 star experience!

Bridge Loans
Dennis Richard is the real deal! I can't thank him enough for helping me acquire $100,000 at Chase. The whole process was a 5 star experience!

Bridge Loans
Dennis Richard is the real deal! I can't thank him enough for helping me acquire $100,000 at Chase. The whole process was a 5 star experience!

Bridge Loans
Dennis Richard is the real deal! I can't thank him enough for helping me acquire $100,000 at Chase. The whole process was a 5 star experience!

Bridge Loans
Dennis Richard is the real deal! I can't thank him enough for helping me acquire $100,000 at Chase. The whole process was a 5 star experience!

Bridge Loans
Dennis Richard is the real deal! I can't thank him enough for helping me acquire $100,000 at Chase. The whole process was a 5 star experience!

Bridge Loans
FAQ
Frequently Asked Questions
Funding Eligibility
Credit and Application Impact
Funding Process
Funding Types and Usage
Eureka Credit's Process and Benefits
Industries Served
What are the minimum requirements to get funding?
You should have 7-10 accounts reported on your personal credit, with at least 5 being credit cards. Utilization should be below 30%, with no recent negative marks and no more than three inquiries in the last six months.
Can I secure funding without a business?
Yes, you can. However, if you’re qualified for 0% interest funding, forming an LLC can help you qualify for higher limits.
Can I get funding with just my EIN?
Yes, but to access higher limits and 0% interest terms, a strong personal credit score (680+) is often required.
Can I get business funding with bad personal credit?
If your business has been established for at least two years and has proven revenue (e.g., bank statements and tax returns), you may still qualify for non-0% options.
What if I don’t qualify?
We’ll work with you to make you eligible in the future, often through credit repair and strategic planning.
FAQ
Frequently Asked Questions
Funding Eligibility
Credit and Application Impact
Funding Process
Funding Types and Usage
Eureka Credit's Process and Benefits
Industries Served
What are the minimum requirements to get funding?
You should have 7-10 accounts reported on your personal credit, with at least 5 being credit cards. Utilization should be below 30%, with no recent negative marks and no more than three inquiries in the last six months.
Can I secure funding without a business?
Yes, you can. However, if you’re qualified for 0% interest funding, forming an LLC can help you qualify for higher limits.
Can I get funding with just my EIN?
Yes, but to access higher limits and 0% interest terms, a strong personal credit score (680+) is often required.
Can I get business funding with bad personal credit?
If your business has been established for at least two years and has proven revenue (e.g., bank statements and tax returns), you may still qualify for non-0% options.
What if I don’t qualify?
We’ll work with you to make you eligible in the future, often through credit repair and strategic planning.
FAQ
Frequently Asked Questions
Funding Eligibility
Credit and Application Impact
Funding Process
Funding Types and Usage
Eureka Credit's Process and Benefits
Industries Served
What are the minimum requirements to get funding?
You should have 7-10 accounts reported on your personal credit, with at least 5 being credit cards. Utilization should be below 30%, with no recent negative marks and no more than three inquiries in the last six months.
Can I secure funding without a business?
Yes, you can. However, if you’re qualified for 0% interest funding, forming an LLC can help you qualify for higher limits.
Can I get funding with just my EIN?
Yes, but to access higher limits and 0% interest terms, a strong personal credit score (680+) is often required.
Can I get business funding with bad personal credit?
If your business has been established for at least two years and has proven revenue (e.g., bank statements and tax returns), you may still qualify for non-0% options.
What if I don’t qualify?
We’ll work with you to make you eligible in the future, often through credit repair and strategic planning.
FAQ
Frequently Asked Questions
Funding Eligibility
Credit and Application Impact
Funding Process
Funding Types and Usage
Eureka Credit's Process and Benefits
Industries Served
What are the minimum requirements to get funding?
You should have 7-10 accounts reported on your personal credit, with at least 5 being credit cards. Utilization should be below 30%, with no recent negative marks and no more than three inquiries in the last six months.
Can I secure funding without a business?
Yes, you can. However, if you’re qualified for 0% interest funding, forming an LLC can help you qualify for higher limits.
Can I get funding with just my EIN?
Yes, but to access higher limits and 0% interest terms, a strong personal credit score (680+) is often required.
Can I get business funding with bad personal credit?
If your business has been established for at least two years and has proven revenue (e.g., bank statements and tax returns), you may still qualify for non-0% options.
What if I don’t qualify?
We’ll work with you to make you eligible in the future, often through credit repair and strategic planning.
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Book a free consultation
Our expert group is poised to assess your circumstances and devise a tailor-made strategy for achievement.

Discover customized credit and funding strategies to catapult your business to the forefront.
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